Disability Insurance for Utah Physicians

Think of disability insurance as your financial safety net, giving you an earnings replacement if you’re not able to earn a paycheck due to illness or injury.

Cost of Living in Utah

According to 2021 data from the Bureau of Economic Analysis, the annual average cost of living in Utah is $42,653.

 

      • Housing and Utilities: $7,278
      • Healthcare: $5,735
      • Food and Beverage (non-restaurant): $3,112
      • Gas and Energy: $1,162
      • All Other Personal Expenses: $25,367

Average Base Salaries in Utah

The average salary in Utah is $57,360. Below are average salaries for medical professionals based on data from Indeed in 2024.

 

      • Physicians: $184,073
      • Dentists: $257,079
      • Veterinarians: $117,575
      • Nurses: $90,097
      • Anesthesiologists: $279,729
      • Surgeons: $359,478
      • Cardiologists: $414,382
      • Radiologists: $151,376
      • Psychiatrists: $272,539
      • Pediatricians: $190,038
      • OBGYN Physicians: $166,764
      • Emergency Medicine Physicians: $126,361
      • Dermatologists: $329,679

The Best Disability Insurance Companies for Utah Physicians

For physicians and dentists, own occupation disability insurance is especially crucial due to the extensive education, training, and specialization required for their professions. The ability to continue practicing within their specific field is often essential not only for financial reasons but also for personal fulfillment and professional identity.

As a highly trained medical professional, your earning potential is closely tied to your specific skills. Without own-occupation coverage, you might find yourself in a situation where you’re unable to practice your specialty but are not eligible for benefits because you can still work in another field. That is why we partner with the below insurance companies who offer the best own-occupation coverage.

 

Ready to secure your future?

Request a free quote for disability insurance today and take the first step towards safeguarding your career and peace of mind. Your future self will thank you.