Disability Insurance for New Hampshire Physicians

Think of disability insurance as your financial safety net, giving you an earnings replacement if you’re not able to earn a paycheck due to illness or injury.

Cost of Living in New Hampshire

According to 2021 data from the Bureau of Economic Analysis, the annual average cost of living in New Hampshire is $56,727.

 

      • Housing and Utilities: $9,367
      • Healthcare: $9,526
      • Food and Beverage (non-restaurant): $4,402
      • Gas and Energy: $1,265
      • All Other Personal Expenses: $32,168

Average Base Salaries in New Hampshire

The average salary in New Hampshire is $62,550. Below are average salaries for medical professionals based on data from Indeed in 2024.

 

Important Disability Insurance Provisions for New Hampshire Physicians

 

Disability insurance is a crucial component of financial planning for doctors. It protects your income if you are unable to work due to an illness or injury. Among the many features to consider when selecting a disability insurance policy, the Non-Cancellable and Guaranteed Renewable provisions stand out. These provisions provide significant benefits and peace of mind, ensuring the stability and reliability of your coverage over time.

As a doctor, your ability to work is directly tied to your income. Ensuring you have robust disability insurance with Non-Cancellable and Guaranteed Renewable provisions is crucial. Here’s why:

  1. High-Income Protection: Doctors often have higher incomes, and a sudden loss of ability to practice can have significant financial repercussions.
  2. Specialized Skills: Replacing your income as a medical professional is more challenging than for many other occupations. These provisions ensure your policy remains in force without unexpected changes.
  3. Peace of Mind: Knowing that your coverage and premiums are stable allows you to focus on your practice and patient care without financial worries

 

Ready to secure your future?

Request a free quote for disability insurance today and take the first step towards safeguarding your career and peace of mind. Your future self will thank you.