Disability Insurance for Georgia Physicians

Think of disability insurance as your financial safety net, giving you an earnings replacement if you’re not able to earn a paycheck due to illness or injury.

Cost of Living in Georgia

According to 2021 data from the Bureau of Economic Analysis, the annual average cost of living in Georgia is $43,482.

 

      • Housing and Utilities: $7,495
      • Healthcare: $6,595
      • Food and Beverage (non-restaurant): $3,699
      • Gas and Energy: $1,212
      • All Other Personal Expenses: $24,481

Average Base Salaries in Georgia

The average salary in Georgia is $58,000. Below are average salaries for medical professionals based on data from Indeed in 2024.

 

Risk of Disability

 

    • Prevalence of Disability: In Georgia, 12.0% of individuals of all ages reported having a disability in 2018. Among working-age adults (21 to 64 years), the prevalence was 10.6%.
    • Employment Impact: The employment rate for working-age individuals with disabilities in Georgia was 36.8% in 2018, compared to 79.3% for those without disabilities.

The Best Disability Insurance Companies for Georgia Physicians

The choice between own occupation and any occupation disability insurance is a critical decision for physicians and dentists. While any occupation coverage may seem more affordable, it may not provide adequate protection for highly specialized professionals who rely on their ability to practice their specific occupation. That is why we partner with the below insurance companies who offer the best own-occupation coverage.

 

Ready to secure your future?

Request a free quote for disability insurance today and take the first step towards safeguarding your career and peace of mind. Your future self will thank you.