Disability Insurance for Arizona Physicians

Think of disability insurance as your financial safety net, giving you an earnings replacement if you’re not able to earn a paycheck due to illness or injury.

Cost of Living in Arizona

According to 2021 data from the Bureau of Economic Analysis, the annual average cost of living in Arizona is $44,875.

 

      • Housing and Utilities: $8,184
      • Healthcare: $6,828
      • Food and Beverage (non-restaurant): $3,346
      • Gas and Energy: $1,061
      • All Other Personal Expenses: $25,457

Average Base Salaries in Arizona

The average salary in Arizona is $58,620. Below are average salaries for medical professionals based on data from Indeed in 2024.

 

The Best Disability Insurance Companies for Arizona Physicians

Your ability to earn an income is one of your most valuable assets. Disability insurance ensures that if you become disabled, you still receive a portion of your income, allowing you to maintain your standard of living and meet financial obligations. Doctors in different specialties face unique risks. Surgeons, for example, are particularly reliant on their hands. A hand injury could end their surgical career. Disability insurance tailored to your specialty can provide the specific coverage you need.

For doctors, an own-occupation policy is essential. This means that you will receive benefits if you’re unable to perform the duties of your specific medical specialty, even if you can work in another capacity. That is why we partner with the below insurance companies who offer the best own-occupation coverage.

 

Ready to secure your future?

Request a free quote for disability insurance today and take the first step towards safeguarding your career and peace of mind. Your future self will thank you.