Disability Insurance for Alabama Physicians

Think of disability insurance as your financial safety net, giving you an earnings replacement if you’re not able to earn a paycheck due to illness or injury.

Cost of Living in Alabama

According to 2021 data from the Bureau of Economic Analysis, the annual average cost of living in Alabama is $39,657.

- - Housing and Utilities: $6,683
  - Healthcare: $6,545
  - Food and Beverage (non-restaurant): $3,261
  - Gas and Energy: $1,215
  - All Other Personal Expenses: $21,954

Average Base Salaries in Alabama

The average salary in Alabama is $50,620. Below are average salaries for medical professionals based on data from Indeed in 2024.

- - Physicians: $190,055
  - Dentists: $241,081
  - Veterinarians: $130,332
  - Nurses: $70,453
  - Surgeons: $287,517
  - Cardiologists: $381,520
  - Psychiatrists: $357,158
  - Pediatricians: $212,635
  - Oncologists: $235,905
  - Urologists: $502,469
  - Gastroenterologists: $478,617
  - OBGYN Physicians: $308,937
  - Emergency Medicine Physicians: $212,177

The Best Disability Insurance Companies for Alabama Physicians

Doctors have unique job responsibilities, so seek insurers that offer specialized “own-occupation” disability insurance designed for medical professionals. Disability insurance provides income protection in case you become unable to perform your duties due to illness or injury. This coverage ensures financial stability for you, allowing you to focus on recovery without worrying about income loss.

When selecting a disability insurance provider, it’s essential to choose a reputable company with a strong financial standing, comprehensive coverage options, and a commitment to excellent customer service. The five companies highlighted offer the best policies to obtain “own-occupation” disability coverage.

Ready to secure your future?

Request a free quote for disability insurance today and take the first step towards safeguarding your career and peace of mind. Your future self will thank you.

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