What Is a Lloyd’s of London Policy?

A Physician’s Guide to High-Limit, Specialty Disability Coverage Physicians train for years to earn a healthy income—often well into the mid- and high-six-figure range. Standard U.S. disability insurers cap monthly benefits at $15,000–$30,000, which may replace only a...

Provider Profile: Principal Disability Insurance

Provider: Principal Life Insurance Company A.M. Best Rating: A+ (Superior) A.M. Best Rating Explained: A forward-looking, independent, and objective opinion regarding an insurer’s, issuer’s, or financial obligation’s relative creditworthiness. The...

Provider Profile: MassMutual Disability Insurance

Provider: Massachusetts Mutual Life Insurance Company A.M. Best Rating: A++ (Superior) A.M. Best Rating Explained: A forward-looking, independent, and objective opinion regarding an insurer’s, issuer’s, or financial obligation’s relative...

Provider Profile: Ameritas Disability Insurance

Provider:  Ameritas Life Insurance Company A.M. Best Rating:  A (Excellent) A.M. Best Rating Explained: A forward-looking, independent, and objective opinion regarding an insurer’s, issuer’s, or financial obligation’s relative creditworthiness. The...

Provider Profile: The Standard Disability Insurance

Provider: Standard Insurance Company A.M. Best Rating:  A (Excellent) A.M. Best Rating Explained: A forward-looking, independent, and objective opinion regarding an insurer’s, issuer’s, or financial obligation’s relative creditworthiness. The opinion...

Provider Profile: Guardian Disability Insurance

Provider: Berkshire Life Insurance Company of America A.M. Best Rating: A++ (Superior) A.M. Best Rating Explained: A forward-looking, independent, and objective opinion regarding an insurer’s, issuer’s, or financial obligation’s relative...